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Buying a new home is a great investment in your future and can have many benefits.

If you’ve never done it before you might be wondering where to start when buying a house. Here’s a quick list to help you get going!

  1. Check Your Financial Health – if you’re ready to move forward on purchasing your home, you need your finances in order. Look at your bills and your savings. Depending on the loan, you might not need to save up to 20% for your downpayment, but you need to make sure that your credit score is in good standing. If it needs a little work, now is the time to start increasing your score!
  2. What Do You Want – before you start looking, realistically think about what is the best home for you. How many bedrooms/bathrooms are you looking for? Do you want a home or a condo? What type of yard are you looking for – something you can work on or no maintenance at all. These are all things that your Realtor will want to know, so they can show you the homes you’re most interested in. 
  3. Pre-Qualify – head to a Lender to see how much home you can afford. There is no use looking at homes that are above what you can spend. Also, work through a budget on your own. Your financials might qualify you for a monthly mortgage that you’re not willing to spend based on other goals in your life. Figure out what you want to spend vs. what someone will lend you.
  4. Get a Realtor – your Realtor will be a lifesaver during this process. They can answer all the questions you will have (and you’ll have a LOT!). They can find homes that match your needs and will listen to your feedback to drill down on what’s available in the current market. 
  5. Listings – look through all the listings that come your way. It might become a tiresome process, but you want to make sure you look at all options. A house that doesn’t look good in photos might end up being the right home for you! So, trust your Agent to find the homes that fit your criteria and go see them in person. Keep an open mind when looking at homes too. Paint, wallpaper, and flooring are changes you can make once you move in. Don’t let those little items keep you from seeing the big picture.

This list of five items will give you a good idea of where to start when buying a house. If you have any other questions, contact us! We’d love to help you find your first home. (970) 858-9870 / info@robinsonandcorealty.com.